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As a new home owner, one of the things you should remember on a yearly basis is to file an application for Home Owner Grant.

I’ve recently published this article through my other blog:

To continue reading this post, follow this real estate article:

Richmond BC Real Estate: Home Owner Incentive.

Sheila Atienza is a Richmond BC based Realtor and author of real estate books, including “How to Prepare to Own a Home in Canada: Recession-proof Lifestyle for Immigrants and First Time Buyers” and “Canadian Home Financing Simplified: How to Qualify as a Real Estate Buyer”



 BC Real Estate, Vancouver Housing Market

Vancouver, British Columbia, Canada – (

In a news release posted by the The Real Estate Board of Greater Vancouver (REBGV) on

May 4, 2009, the housing market has come to a more even balanced state. This indicates that there are more buyers who show participation in the market while we see lesser number of home sellers.

The increase in demand by the buyers is beginning to be more apparent.

And if this activity continues and there are only few participating sellers around, this could help Greater Vancouver home prices become more stable.  


 To read the full story…


Sheila Atienza, 

Author of “How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers” (ISBN 978-0981147512)     Barnes and Noble 

Great Terra Nova Townhouse Unit Ideal for Family

Great Terra Nova Townhome Unit ideal for family!

Here’s a Terra Nova Townhome Unit that offers great features and benefits. 

For a family that’s looking for a property that is located near school, transportation,
shops and various social services, this unit might be something you might be waiting for.

In addition to proximity and access to convenience, the unit certainly boasts of quality
and style. The property has new carpet, laminate flooring,  moulding, kitchen tiles; and
4th bedroom could be an office or rec/hobby room. The unit has also front yard with garden.

This unit may be viewed on Saturday or Sunday between 1:30-3:00pm.
You may also call 778-896-4493 for other details.

TAGS: richmond bc townhome, terra nova townhouse, terra nova shopping, richmond bc homebuyers, richmond bc realtor, terra nova realtor, terra nova

Richmond Terra Nova TownHomes

There about sixteen (16) units in the Richmond Terra Nova neigbourhood actively listed as of today in the Multiple Listing Service (MLS).

This shows that home buyers who are from Richmond  or even those who come from the neighbouring cities can now have the opportunity to look into that option of owning a piece of property in a setting that
reflects nature and admirable community.

Home owners in the Terra Nova neighbourhood do enjoy access to easy shopping in the Terra
Nova Shopping Mall, Save-on-Foods, Starbucks, and other retail stores, banking and health
services located in No. 1 Road and Westminster Highway; not to mention a short walk to dining
and fitness facilities.

If you would like to view the units available in the area of Terra Nova, please call 778-896-4493 to arrange a viewing schedule.

TAGS: richmond townhouse, terra nova, richmond bc realtor, richmond bc homes, richmond bc townhome, terra nova townhouse, terra nova shopping, mls

Richmond BC, Canada- Prospective borrowers and homebuyers who have had or likely to go through credit problems are often faced by a question on the impact of public record such as debt consolidation/counselling or bankruptcy when applying for a mortgage.

Generally, record such as bankruptcy as well as debt consolidation/consumer proposal will likely stay in the credit report for a long period of time. In Canada for example, record appears up to 7 years for bankcruptcy. Lenders or banks look at the borrower’s profile based on re-established credit (after the bankruptcy or after one had concluded a consumer proposal).

A mortgage broker can look at an application and give advice on client’s particular situation prior to sending it to lender or bank.

Down payment certainly can help. How much downpayment you are able and willing to put up also counts (let’s say 5% , 10% or 20%) and depending on the type and value of property you are buying, the amount may be substantial.

In addition, credit scores of applicant will have to satisfy lending requirement.

Applicants who have may have some credit problems ideally try to come up with at least 20% down in addition to acceptable credit scores.

To learn more information about getting a mortgage in Canada, please visit: or

Now more than ever, searching for properties via the net in Greater Vancouver made easier and better. With just one press will take you to the most up-to-date inventory listings made available and possible 24/7 through the Multiple Listing Service.

The service helps potential homebuyers and existing homesellers
match their needs through the professional service by the members of the Board. In effect, MLS creates a useful link between REALTORS and Clients.

Launched recently at, Property Search takes the net surfers searching for a home to the mlslink. This gives them options to choose the cities they are interested in, such as Richmond, Burnaby East, Burnaby North, Burnaby South, Surrey, North Delta, Vancouver East,
Vancouver West, Coquitlam and others.

Sheila Atienza, a Richmond-based Realtor who has been serving the needs of first-time homebuyers as well as homesellers across Lower Mainland, invites current renters and existing and would-be-homeowners
to check out regularly for more updates and what other opportunities available for them.

Other relevant real estate and mortgage links are accessed through and